Will An Appraiser Look In The Attic

Excessive debris in the attic or crawl space should be removed.

Will an appraiser look in the attic. That is the call of a professional. The home s square footage. He seemed to know what he was doing but when i asked him if he wanted me to climb the ladder and remove the attic vent so he could look in the attic he told me that he did not have to do that he also did not look in the crawl space. Inside the house the fha appraiser will look at all of the major components of the home including some appliances such as refrigerators and microwaves the attic the basement and the home s.

Square footage greater than or equal to 70 square feet and measurements of no less than seven feet in any horizontal direction. The appraiser told me he had been an appraiser for 15 years. The only change is that they require a photo of that head shoulders access in the report. If an appraisal shows major issues like a failing roof non working utilities mold or lead paint you will likely need to complete repairs to continue with the conventional loan.

An appraisal not an inspection. Remodeled versus updated kitchen baths. Number of bathrooms and bedrooms. They are not requiring a full inspection and the appraiser is not qualified to make a full inspection.

Hud fha requirements have not changes for attic and crawl space inspections. Fha requires that the appraiser observe the attic for evidence of needed repairs and non compliance with fha property eligibility requirements. When inspecting the crawl space appraisers make sure there are no signs of standing water or any other foundation support issues. What home appraisers look for.

Here the appraiser looks closely at the structure condition and size including. The appraiser must observe the interiors of all attic spaces. Internal factors of the house. If the appraiser cannot observe the entire attic a head and shoulders observation along with an explanation from the appraiser regarding why the entire attic could not be observed is sufficient.

Take a look at the video below to see a. When viewing the attic appraisers make sure there are vents no damage no exposed or frayed wires and that sunlight is not beaming through. The appraiser must enter the attic and observe the interior roof structure and attic for evidence of leaks water damage structural problems previous fire damage frt sheathing exposed and frayed wiring deficient materials deficient insulation and adequate ventilation by vent fan or window. Whether there s a full or partial basement crawl space or attic.

The appraiser is not required to disturb insulation move personal items furniture equipment or debris that obstructs access or visibility.